
Trade up to $600,000 of our capital on MetaTrader 5, Match-Trader or TradeLocker. Keep up to 100% of what you make. The average payout clears in about 30 minutes.
One-time fee. No subscription. Pay by card, Apple Pay, PayPal or crypto.
Every approved payout is sent within 24 hours of your request. If we miss the clock, we add $500 to the payout. No forms, no asking. The timer runs in your dashboard so you can watch it.
Applies to approved payout requests on funded accounts. The $500 is added automatically when a payout is sent more than 24 hours after the request. Weekends and public holidays count. Requests flagged for a rule review are told why within the same 24 hours.

Live from our payout system. Updated every hour, published every month.




Pick the path that fits how you trade. Every price below is the price you pay today.
One target, no consistency rule, funded in days.
The classic evaluation, 1:100 leverage, up to 100% split.
Skip the evaluation. Trade a funded account today.
Same account, your choice of risk, split and payout speed. Prices shown in dollars, not percentages.
Within 24 hours or we add $500. Average is about 30 minutes.
Make your target in one day or thirty. We do not care how.
MetaTrader 5, Match-Trader or TradeLocker. Desktop, web and mobile.
Real people, 24/7 chat. Median first reply under 60 seconds.
Top One Trader is operated from Dallas, Texas, with support on US hours and payouts in USD by bank, PayPal or USDT.

"Payout was extremely fast. After submitting payout it took less than 24h to be approved and when approved I got paid in like 7 minutes!!! Big thanks to Reed from Risk Team for everything and quick responses!"
"Just received my second payout with Top One Trader. I want to say I truly appreciate the transparency, communication, and speed of the process. Everything was handled professionally, with no surprises."
"I passed their challenge, got a payout. They are a straightforward firm. No hidden surprises. Customer service is quick and on point. Overall a great company to trust with your money."
Request a payout from your dashboard. Most are sent in about 30 minutes. Every approved payout is sent within 24 hours or we add $500 to it. Payouts go out by Rise (bank), USDT or PayPal.
No. On Flash and Pro you can hit the target in one day. We only ask for three profitable days on Flash.
Daily loss and max drawdown are hard limits and the account closes. We run compliance checks (copy trading, group trading) at funding and weekly, and tell you in the dashboard, so nothing is discovered for the first time when you ask for a payout.
Yes on Flash and Pro. Instant accounts need the weekend-holding option, selected at checkout.
Operated from Dallas, Texas, USA. Top One Trader Ltd is licensed in Anjouan, Union of Comoros. Accounts are simulated trading accounts; you never deposit trading capital.

Pick an account, pass the target, request your payout. We do the rest, on the clock.
Eight placements, one wording. Each tile below is rendered live, not a mock-up, so the team can copy the exact proportions, colours and copy. Wording never changes: "Paid within 24 hours or we add $500."



We received your request at 09:14 CT. It will be sent by 09:14 CT tomorrow, or we add $500. Most are paid within the hour.
Track it in your dashboard